Mark Warner actually said...

I think we're going to have to deal with it, both legislatively.

I had real questions. Was this a regulatory and bank management failure or was it, as some on my side of the aisle have indicated, was it a ...

interest rate mismanagement is Banking 101, and again, even at a $5 billion bank they should have been called out.

I am not sure at that point what regulatory structure could have prevented that.