Mark Warner actually said...

I do think there is--the notion of a separate division makes some sense, but in any large organization is not the bias going to be toward th...

But somebody still has to define whether you are a riskier firm by your product line.

I think you teed up a very good point that--you know, and I come as a nonbiased party to this optional Federal charter or State charter deba...

Which would be a difficult assessment to make at a State level.