Mark Warner actually said...

"I do think there is--the notion of a separate division makes some sense, but in any large organization is not the bias going to be toward the larger institutions?"

"I would just like to make a request to the panel, because it is clear that the panel has got a lot of ideas here."

"I do think that is a valid point, that we sometimes look at the arbitrage in terms of banks that have actually switched charters."

"But wouldn't Senator Bennett's approach, that if you originated a product, then you have to keep it in there, that is not so much just protecting the consumer, but it may be also protecting this--putt..."