Mark Warner actually said...

I would just like to make a request to the panel, because it is clear that the panel has got a lot of ideas here.

Excuse me. Could I just, Senator Schumer, just ask the panel all to try to answer quickly...

I do think that is a valid point, that we sometimes look at the arbitrage in terms of banks that have actually switched charters.

But wouldn't Senator Bennett's approach, that if you originated a product, then you have to keep it in there, that is not so much just prote...