Mark Warner actually said...

I want to move to another area of concern that I have.

I think regardless of where we sit--which side of the aisle--I think most of us would, at least, privately acknowledge you could not create ...

I do think if we want to move beyond whatever this new normal is, the idea of how we simplify our system but incent long-term value creation...

I think we have seen a lot of the banks move out of this space.