Mark Warner actually said...

I think your question is right at the heart of it.

Even if we have a regulated system, you could make the argument that might be the safer system.

We had that situation last week in the Madoff hearing where we had both SEC and FINRA here, and, you know, asked very much suddenly, you kno...

So actually making a risk assessment of the product, and then if the assessment was the product was too risky, then perhaps saying some univ...