Mark Warner actually said...

As we think about a repayment pattern from the financial institutions that receive TARP funds, we know they want to pay back these dollars.

I think the Chairman has raised a good point about perhaps an ombudsman, some kind of appeals or process so that if you cannot get answers, ...

the status of all of the investments we have made with the TARP program.

I am just afraid that we may have, in a sense, a false sense of progress because there are people in arrears.