Mark Warner actually said...

Many Members up here--I mentioned Bob Menendez, among others in this Committee, going back a long time who talked about this literally.

These problems may have resulted in problems for borrowers who otherwise may have been able to pay their mortgages.

Let me echo what Sheila said on the issue of the housing market and just add to that something I noted in my written testimony.

We have seen a 50 percent decline in infrastructure investment in America as a percentage of our GDP since the 1970s.