Mark Warner actually said...

"I hope this Committee will have a chance to examine some of our past policies where we encouraged folks to get into homes with no documentation, no money down, no equity involved, no skin in the game,..."

"We need an independent, single-focused mission Consumer Financial Protection Agency."

"No prudential regulation on the whole nonbank sector of the----"

"I concur that there have been failures in the systems and that we need to figure out how to do a better job on consumer protection."