Mark Warner actually said...

How does this pass the smell test? Why isn't this information more known that we have a system that is so kind of out of whack?

I would just say that a number of my colleagues... continue to believe that for our largest institutions they need to have sufficient capita...

I think progress has been made.

It sure as heck would not be the single--what comes out at the other end would not be the entity that goes in on the front.