Mark Warner actually said...

But wouldn't Senator Bennett's approach, that if you originated a product, then you have to keep it in there, that is not so much just prote...

I think it is one of the great benefits here in the United States, one of the great forces for good and innovation.

I do think that is a valid point, that we sometimes look at the arbitrage in terms of banks that have actually switched charters.

If we could do it fairly quickly, because I do have another question I want to ask.