Mark Warner actually said...

Let me echo what Sheila said on the issue of the housing market and just add to that something I noted in my written testimony.

It is important also to remember that while it was servicers who caused this problem, it is borrowers who are, of course, paying the price.

These problems may have resulted in problems for borrowers who otherwise may have been able to pay their mortgages.

Many Members up here--I mentioned Bob Menendez, among others in this Committee, going back a long time who talked about this literally.