07/17/2012
https://www.congress.gov...
"They had plenty of warnings from Congress."
"Let me echo what Sheila said on the issue of the housing market and just add to that something I noted in my written testimony."
"It is important also to remember that while it was servicers who caused this problem, it is borrowers who are, of course, paying the price."
"These problems may have resulted in problems for borrowers who otherwise may have been able to pay their mortgages."