Mark Warner actually said...

The enforcement actions that are currently at regulators' disposal do not take into account oversight responsibilities...

Would the absence, in the case of Silicon Valley Bank, of not having a chief risk officer for 8 months... would that have not been a board r...

I do know, and I appreciate the fact that we need to move on some of this legislation.

I think this was a disaster that could have been avoided, on Silicon Valley Bank in particular.