Mark Warner actually said...

I just do not believe that the reaction of the market would be so traumatic at this point if we sent out warning signals.

I want to go back to where, actually, Chairman Dodd started the questioning about the issue of how we can help the small businesses.

I think, is going to bring a great set of skills to a new position, someone that has enormous potential.

I will echo your comments that he has been able to negotiate those waters and move us forward as a region.