I am very much impressed, and I appreciate the gentleman bringing up these issues. What I wanted to say to the gentleman, though, we have talked with the insurance companies. The fact is that with a separate risk pool, given the fact that these people are eligible for Medicare, Medicare is a payer of first resort, the insurance premiums are not going to be exorbitant as the gentleman has suggested, they are going to be quite affordable.
Discussing the affordability of insurance premiums related to Medicare eligibility.
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