On the recordNovember 15, 2013
Today the House considered a bill introduced by Rep. Fred Upton deceptively titled the ``Keep Your Health Plan Act of 2013.'' The bill actually does nothing to address the situation in which some individuals have had their coverage canceled by their insurance provider. Rather this bill would allow insurance companies to continue selling substandard insurance plans to anyone, even those who currently do not have any insurance, on the open market without the new benefits or protections of the Affordable Care Act (ACA). In contrast, President Obama has put forth a reasonable solution that extends the grandfathering provision of the law. Under that provision, insurance plans in place on March 23, 2010, the date the ACA was signed into law, are considered grandfathered. At issue now are those plans issued since then that do not meet the minimum standards of the ACA. This week, the President announced an extension of the grandfathering provisions that will empower insurance companies and state commissioners of insurance to allow those older plans to continue to be offered for one more year.…





