Mr. Chairman, I yield myself 30 seconds to respond to the gentleman from Georgia and say that no one gets off the hook; not Wall Street, not anybody in this legislation. All we are saying is that if money goes, as a fine, it should either be paid into the general Treasury, as required by the law, or to actual victims of the wrongdoing by the parties. And if it is paid into the general Treasury, the Constitution requires that it be paid, that it be appropriated by this Congress, not by bureaucrats and prosecutors at the Department of Justice. At this time, it is my pleasure to yield 3 minutes to the gentleman from Texas (Mr. Hensarling), the chairman of the Financial Services Committee and a great leader on this issue. {time} 1415
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