Bob Bennett: “Are you through, sir?”

We do not make money when we foreclose on customers. It is in our best interest to figure out ways to make loans perform again.

The more dependent we become on imported oil, the more difficult many of our challenges are.

We will not only lose the industry, we will lose the skills that go with it.

I can understand the impulse for a moratorium. I am not at all sure that a blanket moratorium as broad as this one will produce any higher degree of safety than a more targeted kind of thing.