Bob Bennett: “the smartest investments that was made by the Federal Government was actually the chickens.”

I think they are basically irrelevant.

We do not make money when we foreclose on customers. It is in our best interest to figure out ways to make loans perform again.

We will not only lose the industry, we will lose the skills that go with it.

If I was sitting on the board of directors and you were making this pitch to the board of directors as to the direction in which you are going to take the company, I would tell you, you haven't made the sale.