Roger Williams actually said...

"if the average taxpayer sees the Bank as doing exactly what I said before... the taxpayer wants to know what happens if all the loans go bad."

"How about Dodd-Frank? Maybe start thinking about that."

"removing the taxpayer from the equation, I think it would go a long way to solving a lot of the problems."

"We have learned from the past, and we can be reassured that what we are talking about today won't happen again in Texas and Oklahoma?"