Roger Williams actually said...

The idea that we didn't update our national cybersecurity strategy for a decade and a half is shocking and concerning.

I think it does make sense to have it updated rapidly, because obviously, we are in a constantly changing threat environment.

I am disappointed that you were not more active in your positions to get Wells Fargo back to the strong presence that they have historically...

I hope that you will be able to get the bank moving back in the right direction.