09/19/2022
https://congress.gov...
"I have long been an advocate that banks should be hiring more loan officers than compliance officers."
"Good. Well, competition is good."
"The GSEs clearly have significant market advantages because of their congressional charters and other statutory privileges."
"Excessive State and local regulations, land use restrictions, outdated zoning laws, and parking mandates are just a few things that increase the cost of developing new affordable housing units."