Jeb Hensarling: “Dodd-Frank has codified too-big-to-fail... we have codified too-big-to-fail.”

How are we that much better off? And if we could put up a slide, you are asking community banks to make a forecast.

Congress needs to do its job. You need to write legislation with more specificity.

As we saw in the last crisis, it is the average hardworking Americans that will suffer the consequences if Washington deregulates Wall Street mega banks again.

So if that is permitted right now then I am going to raise my hand at the board meeting when the senior vice president for credit administration comes in with this big gobbledygook proposal and says, 'Hey, I like it. That is fascinating…