Jeb Hensarling: “I am pleased to yield 3 minutes to the gentleman from Pennsylvania (Mr. Rothfus), who is the sponsor of the legislation…”

How are we that much better off? And if we could put up a slide, you are asking community banks to make a forecast.

HUD resources have not been the challenge; HUD focus and success has been.

So if that is permitted right now then I am going to raise my hand at the board meeting when the senior vice president for credit administration comes in with this big gobbledygook proposal and says, 'Hey, I like it. That is fascinating…

Thank you, Ms. Grimes, for your testimony. We know it is not always easy to be in this chair and discuss these types of charges.