Jeb Hensarling actually said...

I think that Dodd-Frank, by creating all of this regulatory power, has created uncertainty and fear in the business community.

At the same time, we are seeing community banks, the drivers of economic growth, continue to struggle under this crushing regulatory onslaug...

It is not just that Dodd-Frank did bad things. Not everything in Dodd-Frank was bad.

But the problem is it gave so much discretionary power to regulators that now we are ruled by regulation.