On the recordJuly 22, 2015
I was here 5 years ago, and it is funny and reminiscent that Senator Dodd, the coauthor of Dodd-Frank--the Dodd of Dodd-Frank--said at the time: ``No one will know until this is actually in place how it works.'' He said this in 2012. Here we are, 5 years later, and we know how it works. We know it is a drag on the economy. We know that free checking has been cut in half. We know that bank fees have gone up. We know that we are losing a community bank and a credit union a day, mostly because of Dodd-Frank.
