Jeb Hensarling: “This is supposed to be a democracy of laws established by the people to govern themselves.”

How are we that much better off? And if we could put up a slide, you are asking community banks to make a forecast.

I am pleased to yield 3 minutes the gentleman from North Carolina (Mr. Pittenger), the vice chairman of the Terrorism and Illicit Finance Subcommittee and the author of the FIRRMA bill before us.

HUD resources have not been the challenge; HUD focus and success has been.

Congress needs to do its job. You need to write legislation with more specificity.