Jeb Hensarling: “It is time for us, at three trillion-plus deficits in our Nation's history in a row, to end the taxpayer bailouts.”

As New York is increasingly shoving capital out, Texas is saying, 'You're welcome here.

Texas has been a great place to do business for decades, but increasingly it's a great place to headquarter your business.

So if that is permitted right now then I am going to raise my hand at the board meeting when the senior vice president for credit administration comes in with this big gobbledygook proposal and says, 'Hey, I like it. That is fascinating…

How are we that much better off? And if we could put up a slide, you are asking community banks to make a forecast.