Jeb Hensarling: “I think smart regulation will help markets become more competitive.”

How are we that much better off? And if we could put up a slide, you are asking community banks to make a forecast.

As New York is increasingly shoving capital out, Texas is saying, 'You're welcome here.

So if that is permitted right now then I am going to raise my hand at the board meeting when the senior vice president for credit administration comes in with this big gobbledygook proposal and says, 'Hey, I like it. That is fascinating…

Tonight it is a privilege that I have to yield to somebody who has become a good friend and an excellent colleague, who has served with me, at my side, at the House Financial Services Committee, who will be leaving us at the end of this…