Jeb Hensarling: “Congress has the power of the purse.”

If we ignore that basic fact, we are willfully disregarding history, and we are bound to repeat history.

HUD has failed far too many for far too long.

HUD resources have not been the challenge; HUD focus and success has been.

I am now very pleased to yield 1\1/2\ minutes to the gentleman from Pennsylvania (Mr. Rothfus), the author of two different provisions in S. 2155 to bring clarity to the complex capital rules and flexibility to our savings associations.