Jeb Hensarling: “A little over 60 percent, 5 years later; but in some respects, nothing is finalized because, when we think about being…”

“A little over 60 percent, 5 years later; but in some respects, nothing is finalized because, when we think about being less free, in many respects, Dodd-Frank isn't even a law. Dodd-Frank is a license to unelected, unaccountable Federal bureaucrats to create discretionary results that they can change at their discretion. Even the rules that are ``finalized,'' which is kind of a Washington term, you still don't have something that is predictable, that you can count on, and so it has led to all of these abuses. When you think about the people who have run our VA, the people who did the rollout for ObamaCare--a healthcare system that people didn't want, they couldn't afford, and on a Web site that didn't work--all of a sudden, we are entrusting them to decide whether or not we can get a credit card, whether or not we can get a mortgage. In that respect, no rule is particularly finalized.”