In Texas 25th District those crumbs come in the form of real dollars back in the pockets of hard-working families.

Mr. Secretary, thank you for being here this morning. And I am a small business owner for 47 years in Texas, still have my business, and I can tell you, it is a great time to be on Main Street.

The House passed my bill, the Strengthening Oversight of Iran's Access to Finance Act.

I am encouraged by this Administration's focus on the world's leading state sponsor of terror.

While I am excited about incoming Federal Reserve Board Chairman Powell, I feel that the Fed is in desperate need of reform.

The preservation of our national security I think is every Member of Congress's constitutional responsibility, and I and this committee remain committed to finding policy solutions which promote U.S. interests and keep bad actors away.

Will my proposal effectively help community institutions to thrive and to grow in number rather than be crushed under burdensome regulations?

I think this would have a tremendous impact on Main Street.

I am concerned that the CFPB, as it behaved under former Director Cordray, actively sought to increase regulation.

Community banks and credit unions are the backbone of Main Street America.

H.R. 1264 seeks to put the burden of proof on the CFPB.