On the recordDecember 12, 2025
Because of a broken system created by wage controls post- World War II, instead of employers only being able to get the tax break when they give dollars to pay Blue Cross to provide some sort of plans and then you have to then further subsidize that--so maybe your employer puts in $1,800 and you put in $900, in total, it is costing $2,700 a month. Instead, we are saying: Look, get the same tax break, employer, but put it into a massively expanded, tax-free account, where you are able to use it for insurance, real insurance, that you can go get, a catastrophic coverage and/or direct primary care, all sorts of plans out there where you have a doctor who says: Look, for $100 a month, you can call me. I am at your call. I will do this kind of service. Another option is health sharing, whether it is secular or faith- based, where you have, oh, wait a minute, I don't need catastrophic insurance for this problem. It is a broken leg, but I don't have $5,000 for the emergency room visit and all the care and whatnot, so you share and defray that cost across people often in a faith-based organization, but sometimes secular. Isn't that the engine of what we are talking about?
Source
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