The law simply states that to stop the predatory lending that fed the housing bubble, the Wall Street reform law states very simply that before a lender offers a mortgage to a consumer, they should first come to a reasonable and good faith determination that consumer has the ability to pay the loan.
Emphasis on the necessity of responsible lending practices post-crisis.
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I am pleased that we are holding this timely hearing to examine what can be done to combat terrorist financing in the developing world.
Detecting and disrupting the flow of funding to terrorist groups is crucial in our fight against terrorism.
It is really proof positive that whatever the OCC has done is not adequate to make you realize the level of your offenses here.
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