Bob Corker actually said...

Thank you, Mr. Chairman. I'll be brief.

we have created years of lack of clarity, and basically all of us up here which create laws hoping--hoping the regulators will do the right ...

Risk retention sounded like it as an idea that kind of, oh, boy, let us have risk retention, that will make it all work.

when this bill was passed, about a week later the Financial Times had an analysis, and basically it said so many pages, so little content.