02/10/2016
https://www.congress.gov...
"This regulatory reform, again, is just moving chairs around. It is not changing anything about the way that we go about doing this business."
"So hopefully as we do regulation we will make sure that this is something that we deal with, that this is not left to the side."
"I think the things we have done artificially to stimulate the housing market have lowered household wealth in our country over the last year hugely."
"Since there is a cost with everything--I mean, you cannot create a fixed-rate loan and there not be a cost associated with that."