Bob Corker actually said...

The fact is, that is not the case. I mean, the big just get bigger when we regulate the way that we have.

The risk retention piece, I thought, was ridiculous, and I think it is going to have tremendous effects on our securitization market.

There is a belief that the Federal Government really has stacked the deck in a way that makes it very difficult for them to compete.

I think people, generally speaking, have been willing to do that.