Bob Corker actually said...

So it is really more--the companies, of course, have no skin in the game.

I think the suggestions that each of you have made have been very helpful, but even after you make those changes, it is that lack of--it is ...

I think we have seen today that--and we have known for some time--Treasury can exercise--try to exercise influence over the organizations.

I don't understand how you can cause those to measure up or how we could craft something that actually worked.