Bob Corker actually said...

This whole issue of securitization was one that I think we were all trying to understand how this 5-percent retention would work.

At present, it is my understanding, as I leave here today, that you do not have that authority until the organization is stood up in July of...

So let me make sure I understand. So there are some abilities to stand the organization up, but I think what you are stating today is there ...

I appreciate the way you have conducted this Committee for the entire time I have been on it.