Bob Corker actually said...

I am under no illusion you are going to solve it. I think your efforts will improve.

I think that most of us realize that in a push to create affordable housing for everybody in America, we actually have created a big part of...

You are basically saying that these entities, unless they offer other standard products, would not be able to be in business.

I think you may be the overall architect, if you will, of much of what has been put forth as it relates to regulatory changes.