Bob Corker actually said...

I think it is also interesting at this time when we are debating health care and talking about the public's role in health care, we are seei...

I think the things we have done artificially to stimulate the housing market have lowered household wealth in our country over the last year...

So hopefully as we do regulation we will make sure that this is something that we deal with, that this is not left to the side.

But along with recourse, it does make some degree of difference when the borrower asks for the loan, does it not?