Bob Corker actually said...

History will show that I do not think private mortgage insurance will be a very good first-loss position because it would not be there when ...

So, adjust that down over a period of time.

I do think there was a semantics issue, and I just want to point out that let's just say you had a 90-10 model, just for talking purposes. Y...

This has been an outstanding hearing, and I thank all of you.