Bob Corker actually said...

There is a belief that the Federal Government really has stacked the deck in a way that makes it very difficult for them to compete.

I think a lot of us are seeing a lot of unintended consequences and I think a lot of folks wanted to see appropriate financial regulation.

Yes. We kind of forced them out of residential into commercial due to our policies here, and that is one of the problems that we, Congress, ...

The risk retention piece, I thought, was ridiculous, and I think it is going to have tremendous effects on our securitization market.