Bob Corker actually said...

"I do wonder whether we should consider a different payment mechanism, where in essence the credit rating agencies have skin in the game over time."

"But on those, then, understanding that you look at corporate financial statements and those kind of things, but on these other types of asset-backed securities, it is hard to understand, in fairness, ..."

"So it is really more--the companies, of course, have no skin in the game."

"I certainly agree with the idea that investors are responsible for their own analysis."