Bob Corker actually said...

Well, it helps you, though, move to a system more quickly, I think, where you have an explicit Government guarantee.

So does anybody disagree that we ought to be taking advantage of market conditions and taking this balance sheet down in a methodical though...

History will show that I do not think private mortgage insurance will be a very good first-loss position because it would not be there when ...

So, adjust that down over a period of time.