09/18/2012
https://www.congress.gov...
"It is very complex. And there has been some discussion about just a minimum capital ratio for our community banks."
"I am all for private insurance on the portion above 80 percent. I just think as an equity piece that is not really what you are getting."
"So the impediment is not due to the structure; it is due to us."
"If you were scaling up, though, a new entity--let's say you had designed a way to basically move away from Fannie and Freddie in a methodical way..."