Bill Lee: “Many constituents are in very similar circumstances, Congressman Swalwell. On top of that, their credit score goes down…”

“Many constituents are in very similar circumstances, Congressman Swalwell. On top of that, their credit score goes down, so then they can't even buy a car, even if they wanted to. They are not able to do anything else because they are delayed on their payments. They are behind because they can't afford it. They get dings on their credit score, and then they can't buy anything else on credit. It is a vicious cycle. They end up in debt and out there not being able to participate in the mainstream economic fabric of our society because of that.”