Mike Rounds actually said...

Goldwater-Nichols did not design the Pentagon to fix itself, but, rather, expected an outside entity to provide that.

While it was a long overdue step to make disclosures easier for consumers, I am concerned that the new rules are making it harder for banks ...

What have we learned from it and is there a new implementation plan that is trying to achieve a better rate than what they have got today?

It seems strange that the VA would begin their process by announcing an appointment without first conferring with the individual.