Mike Rounds actually said...

The banking system remains strong overall with robust capital and liquidity and improved asset quality.

I was very happy to hear that because I do know that you come from a very large, land-based tribe and you understand some of the challenges ...

I think you laid out as well as anyone has in front of this Committee.

That is kind of scary. Thank you for that. I think that is one of the reasons we have to move forward and talk about appropriately fixing th...