Mike Rounds actually said...

"Just to follow up a little bit, recognizing once again that we will get a full report in the next couple of weeks, but it seems to me that when it turns into an MRIA there is an expectation that the b..."

"And I recognize that there is a difference between a matter requiring immediate attention and a matter requiring attention."

"My understanding is that there was a period of time there in which they were without a CFO as well. Is that correct?"

"During this time period, perhaps for as much as 6 months during that previous year, the bank was without a risk management officer. Is that correct?"